{"product_id":"finance-money-templates","title":"Finance \u0026 Money Templates","description":"\u003cp class=\"mm-tagline\" style=\"color:#b4841f;\"\u003eKnow your numbers. Own your money.\u003c\/p\u003e\n\u003cp\u003e18 printable trackers to budget, save, and pay off debt on paper, no app, no subscription, no account to link.\u003c\/p\u003e\n\u003cp\u003eGrounded in real, named methods, the 50\/30\/20 rule, the viral 100 Envelope Challenge, the Snowball and Avalanche strategies, the FICO score factors, alongside practical trackers for bills, savings, and irregular income.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eInstant PDF download · Print at home · Reusable forever\u003c\/strong\u003e: fill by hand, or write digitally in your favorite notes app.\u003c\/p\u003e\n\u003cp\u003eDesigned to fit your Maison Manifeste disc-bound notebook\u003c\/p\u003e\n\n\u003cdiv class=\"mm-why\"\u003e\n\u003cp class=\"mm-why-title\"\u003eWhy These Templates Work\u003c\/p\u003e\n\u003cdiv class=\"mm-why-grid\"\u003e\n\u003cdiv class=\"mm-why-item mm-why-1\"\u003e\n\u003cspan class=\"mm-why-icon\"\u003e🥧\u003c\/span\u003e\u003cstrong\u003e50\/30\/20 Rule\u003c\/strong\u003e\u003cspan\u003eElizabeth Warren's split from \"All Your Worth,\" behind Monthly Budget.\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"mm-why-item mm-why-2\"\u003e\n\u003cspan class=\"mm-why-icon\"\u003e📬\u003c\/span\u003e\u003cstrong\u003e100 Envelope Challenge\u003c\/strong\u003e\u003cspan\u003eThe viral savings trend, adapted for Debt Payoff.\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"mm-why-item mm-why-3\"\u003e\n\u003cspan class=\"mm-why-icon\"\u003e❄️\u003c\/span\u003e\u003cstrong\u003eSnowball \u0026amp; Avalanche\u003c\/strong\u003e\u003cspan\u003eThe two classic debt-reduction strategies.\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"mm-why-item mm-why-4\"\u003e\n\u003cspan class=\"mm-why-icon\"\u003e📊\u003c\/span\u003e\u003cstrong\u003eFICO Score Factors\u003c\/strong\u003e\u003cspan\u003eThe five real factors behind Credit Score.\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003cdiv class=\"mm-forwho\"\u003e\n\u003cp class=\"mm-forwho-title\"\u003eWho This Is For\u003c\/p\u003e\n\u003cp\u003eYou want to see your money clearly, the debt that's actually shrinking, the bills that are actually due, the number that's actually yours, without logging into five different apps to piece it together.\u003c\/p\u003e\n\u003c\/div\u003e\n\n\u003cdetails class=\"mm-acc\"\u003e\n\u003csummary\u003eBudgeting \u0026amp; Bills\u003c\/summary\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly Budget\u003c\/strong\u003e (3 style options): a zero-based list, the 50\/30\/20 rule, or a running income \u0026amp; expense ledger.\u003cspan class=\"mm-note\"\u003e\u003cspan class=\"mm-tag mm-tag-method\"\u003eMethod\u003c\/span\u003e\u003cspan class=\"mm-note-text\"\u003eElizabeth Warren's 50\/30\/20 rule\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBill Due Dates\u003c\/strong\u003e (2 style options): a flat list or a monthly calendar, so nothing gets paid twice or missed.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHoliday Budget\u003c\/strong\u003e: gifts, decor, food, travel, and postage, budgeted before the season starts.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e\n\n\u003cdetails class=\"mm-acc\"\u003e\n\u003csummary\u003eSaving \u0026amp; Goals\u003c\/summary\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eEmergency Fund\u003c\/strong\u003e: built in stages, from a starter fund to three to six months of expenses.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSinking Funds\u003c\/strong\u003e: the Christmas bill, the car repair, the annual renewal, funded a little every month.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings \u0026amp; Investing\u003c\/strong\u003e: name the goal, watch the bar fill as the balance grows.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo-Spend Challenge\u003c\/strong\u003e: a 7-day or 30-day streak, naming what tempted you and what you did instead.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCash Stuffing\u003c\/strong\u003e: split the paycheck into envelope categories the day it lands.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e\n\n\u003cdetails class=\"mm-acc\"\u003e\n\u003csummary\u003eDebt \u0026amp; Credit\u003c\/summary\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt Payoff\u003c\/strong\u003e (2 style options): the Snowball \u0026amp; Avalanche tracker, or a 100-box countdown grid.\u003cspan class=\"mm-note\"\u003e\u003cspan class=\"mm-tag mm-tag-popular\"\u003ePopular method\u003c\/span\u003e\u003cspan class=\"mm-note-text\"\u003eInspired by the 100 Envelope Challenge\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCredit Score\u003c\/strong\u003e: the five factors that build your score, and how much each one actually counts.\u003cspan class=\"mm-note\"\u003e\u003cspan class=\"mm-tag mm-tag-concept\"\u003eReference\u003c\/span\u003e\u003cspan class=\"mm-note-text\"\u003eThe FICO scoring factors\u003c\/span\u003e\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSubscriptions\u003c\/strong\u003e: every recurring payment listed once, so nothing renews unnoticed.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e\n\n\u003cdetails class=\"mm-acc\"\u003e\n\u003csummary\u003eIncome \u0026amp; Net Worth\u003c\/summary\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFreelance Income\u003c\/strong\u003e: every invoice logged, with tax set aside as it comes in, not scrambled for at filing time.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSide Hustle Income\u003c\/strong\u003e: hours and income by hustle, so you know which one actually pays.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNet Worth\u003c\/strong\u003e: everything you own minus everything you owe, tracked over time.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e\n\n\u003cdetails class=\"mm-acc\"\u003e\n\u003csummary\u003eWhat's Included\u003c\/summary\u003e\n\u003cdiv class=\"mm-badges\"\u003e\n\u003cspan class=\"mm-badge\"\u003e⚡ Instant Download\u003c\/span\u003e\n\u003cspan class=\"mm-badge\"\u003e🖨️ Print at Home\u003c\/span\u003e\n\u003cspan class=\"mm-badge\"\u003e♥ Reusable Forever\u003c\/span\u003e\n\u003cspan class=\"mm-badge\"\u003e18 PDF Templates\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cp class=\"mm-included-note\"\u003eIncludes a \"How To Use Your Templates\" guide with print + digital instructions.\u003c\/p\u003e\n\u003c\/details\u003e\n\n\u003cdetails class=\"mm-acc\"\u003e\n\u003csummary\u003eFrequently Asked Questions\u003c\/summary\u003e\n\u003cdiv class=\"mm-faq-item\"\u003e\n\u003cp class=\"mm-faq-q\"\u003eDo I need the Maison Manifeste notebook to use these?\u003c\/p\u003e\n\u003cp class=\"mm-faq-a\"\u003eNo, every template is a standard PDF sized for printing on regular paper or writing on digitally. It's simply designed to also fit a Maison Manifeste disc-bound notebook if you have one.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"mm-faq-item\"\u003e\n\u003cp class=\"mm-faq-q\"\u003eWhat file format will I receive?\u003c\/p\u003e\n\u003cp class=\"mm-faq-a\"\u003eA single ZIP file containing all 18 individual PDF templates, plus the How To Use guide.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"mm-faq-item\"\u003e\n\u003cp class=\"mm-faq-q\"\u003eCan I use these on my iPad or tablet?\u003c\/p\u003e\n\u003cp class=\"mm-faq-a\"\u003eYes, open the PDFs in any notes app (GoodNotes, Notability, and similar) and write on them with a stylus, your finger, or a trackpad.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"mm-faq-item\"\u003e\n\u003cp class=\"mm-faq-q\"\u003eCan I reprint or reuse them?\u003c\/p\u003e\n\u003cp class=\"mm-faq-a\"\u003eYes, as many times as you like, it's your file forever.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/details\u003e","brand":"Maison Manifeste","offers":[{"title":"Default Title","offer_id":48295885602981,"sku":null,"price":15.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0711\/5377\/8853\/files\/Finance_Money_Templates_Maison_Manifeste_ab0757be-6fdd-4b81-ab64-6aa77eeff805.jpg?v=1789536646","url":"https:\/\/maisonmanifeste.com\/products\/finance-money-templates","provider":"Maison Manifeste","version":"1.0","type":"link"}